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Terms & Conditions

Welcome to PeyGo! These Terms and Conditions ("T&C") govern your use of the PeyGo platform and services. By accessing and using our platform, you agree to abide by these terms. If you do not agree with any part of these terms, you should discontinue use of our services immediately.

2. Definitions

  • “PeyGo” refers to the financial platform that converts monthly salary payments into weekly disbursements.

  • “User” refers to any individual, employee, employer, or organization using the PeyGo platform.

  • “Employer” refers to companies, organizations, or individuals who utilize PeyGo to process salary payments for their employees.

  • “Service” refers to the salary conversion, payroll management, and financial solutions provided by PeyGo.

3. Eligibility

  • You must be at least 18 years old to use PeyGo’s services.

  • Users must provide accurate and complete information when signing up.

  • PeyGo reserves the right to suspend or terminate accounts if false or misleading information is provided.

4. Service Overview

  • PeyGo converts monthly salary payments into weekly disbursements for employees registered under the service.

  • Employers must integrate with PeyGo’s payroll system to enable this service for their employees.

  • Payments are subject to verification and the availability of funds from the employer.

5. Payment & Fees

  • PeyGo may charge service fees for processing payroll transactions.

  • Users agree that PeyGo is not a lender and does not offer credit services.

  • All transactions are final and non-refundable, except in cases of errors or disputes reviewed by PeyGo.

6. Changes to the Service

  • PeyGo reserves the right to modify, suspend, or discontinue any part of the service at any time.

  • Any significant changes will be communicated to users via email or platform notifications.

7. Intellectual Property Rights

  • All logos, trademarks, and content on PeyGo’s platform are the exclusive property of PeyGo.

  • Users may not copy, distribute, or reproduce any content without written permission.

8. User Responsibilities

  • Users must ensure that their account credentials are secure.

  • Employers must comply with local labor laws regarding salary payments and employee rights.

  • Any misuse of the platform for fraudulent or illegal activities will result in account suspension.

9. Termination of Account

  • PeyGo reserves the right to suspend or terminate any account found in violation of these T&C.

  • Users may deactivate their accounts at any time by contacting customer support.

10. Limitation of Liability

  • PeyGo does not guarantee uninterrupted service, and we are not liable for technical issues, delays, or third-party service failures.

  • Users acknowledge that salary disbursements are dependent on employer contributions and financial institutions.

11. Governing Law

  • These Terms & Conditions shall be governed by and interpreted in accordance with the laws of Nigeria.

  • Any disputes shall be resolved through arbitration in Nigeria, except where prohibited by law.

12. Contact Information

For any inquiries, disputes, or clarifications, please contact:
📩 Email: support@peygo.com
📞 Phone: +234 903 222 2984
📍 Office Address: PeyGo Headquarters, Abuja, Nigeria

By using PeyGo, you agree to these Terms & Conditions. We encourage users to review this page regularly, as updates may occur.

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